Roofing Warranties - All of Your Questions ANSWERED!

When it comes to investing in a new roof, most homeowners focus on materials, colors, and costs. But there’s one critical piece of the puzzle that often gets overlooked: the warranty.

A roof warranty isn’t just a piece of paper—it’s your safety net, your peace of mind, and your assurance that your investment is protected. But here’s the thing: not all warranties are created equal, and understanding the fine print can save you a ton of headaches down the road.

Let’s break it all down.

The Two Types of Roof Warranties

First off, it’s important to know that roof warranties generally fall into two categories: material warranties and workmanship warranties. Each covers different aspects of your roof, and knowing the difference is key.

1. Material Warranties

This type of warranty is provided by the manufacturer and covers defects in the roofing materials themselves. For example, if your shingles start to crack or curl prematurely, the material warranty might cover the cost of replacement. However, there’s a catch: material warranties often don’t cover the cost of labor to install the replacement materials. So, while you might get new shingles for free, you could still be on the hook for the installation costs.

2. Workmanship Warranties

This warranty is offered by your roofing contractor and covers issues related to the installation of your roof. If your contractor cuts corners or makes mistakes—like improperly installed flashing or poorly sealed vents—a workmanship warranty ensures they’ll come back and fix it. The length and terms of workmanship warranties vary widely, so it’s crucial to ask your contractor for specifics.

What’s Actually Covered?

Here’s where things get tricky. Just because a warranty exists doesn’t mean it covers everything. Most warranties come with limitations and exclusions, so it’s important to read the fine print. Here are some common things to watch for:

1. Coverage Period
   Material warranties can range from 20 years to “lifetime,” but don’t let the word “lifetime” fool you—it often refers to the expected lifespan of the product, not your lifetime. Workmanship warranties, on the other hand, are typically much shorter, ranging from 1 to 10 years.

2. Transferability
   If you sell your home, can the warranty be transferred to the new owner? Some warranties are transferable, but others aren’t—or they may require a fee to transfer. This can be a big selling point if you’re planning to move in the near future.

3. Exclusions
   Most warranties won’t cover damage caused by extreme weather (like hurricanes or hail), improper maintenance, or modifications made after installation. For example, if you install solar panels and they damage your roof, the warranty might be voided.

4. Pro-Rated vs. Non-Pro-Rated
   Some warranties are pro-rated, meaning the coverage decreases over time. For example, if your shingles fail after 15 years on a 20-year warranty, you might only get a fraction of the replacement cost covered. Non-pro-rated warranties, on the other hand, provide full coverage for the entire warranty period.

Common Misconceptions About Roof Warranties

Let’s clear up a few myths that often trip homeowners up:

• “My warranty covers everything.” Nope. Warranties are limited in scope and often exclude things like storm damage or poor maintenance.
• “If something goes wrong, the manufacturer will handle it.” Not always. Many manufacturers require proof that the roof was installed correctly and maintained properly. Without proper documentation, your claim could be denied.
• “A longer warranty means a better roof.” Not necessarily. A long warranty is great, but it’s not a guarantee of quality. Always choose a reputable contractor and high-quality materials.

How to Protect Your Warranty

A warranty is only as good as your ability to use it. Here’s how to make sure you’re covered if something goes wrong:

1. Hire a Reputable Contractor
   A poorly installed roof can void your warranty, so choose a contractor with a solid reputation. Look for certifications from manufacturers, as these often indicate that the contractor has been trained to install their products correctly.

2. Keep Records
   Save all receipts, contracts, and documentation related to your roof. This includes proof of purchase, installation records, and any maintenance or repair work. If you ever need to file a claim, this paperwork will be your best friend.

3. Perform Regular Maintenance
   Most warranties require you to maintain your roof to keep the coverage valid. This includes cleaning gutters, trimming overhanging branches, and addressing small issues before they become big problems.

4. Register Your Warranty
   Some manufacturers require you to register your warranty within a certain timeframe after installation. Don’t skip this step—it’s often a condition of coverage.

The Bottom Line

A roof warranty is an essential part of protecting your investment, but it’s not a magic shield against all problems. Understanding what’s covered, what’s not, and how to maintain your warranty can save you a lot of stress—and money—down the road.

At MARASUN, we believe in transparency and quality. That’s why we take the time to explain your warranty options and ensure you’re fully informed before we even lift a hammer. Whether you’re replacing your roof or just exploring your options, we’re here to help you make the best decision for your home and your peace of mind.

Got questions about roof warranties? Drop us a message or give us a call. We’re always happy to help!